On average, American drivers pay a little over $1,300 each year for car insurance. But car insurance for new drivers will cost a whole lot more than that in most cases.
Because new drivers don’t have much experience behind the wheel yet, it’s not uncommon at all for car insurance companies to charge them an arm and a leg for insurance. They’re taking a big risk by insuring these drivers, so it has almost become expected.
You might be able to get access to affordable car insurance for new drivers by taking the right steps, though. Here are three tips that can help you find cheap car insurance for new drivers.
1. Sign Up for a Defensive Driving Course
One of the easiest ways to get more affordable car insurance for new drivers under 21 is by signing up for a defensive driving course. This kind of course is going to teach you how to be more careful while you’re out on the road by putting defensive driving practices into place.
You should be able to take a defensive driving course for well under $100 in most instances. And it’ll usually save you way more money than that in the end. It’s a great way to bring your car insurance rates down from the beginning.
2. Take Advantage of Good Student Discounts
Do you get good grades in school right now? If you do, you shouldn’t be shy about sharing that news with your car insurance company.
Studies have shown that good students also tend to be good drivers. So many car insurance companies will give good students a break on their car insurance for new drivers. Getting all A’s and B’s in school could earn you a sizable discount on your car insurance rates.
3. Shop Around for the Lowest Car Insurance Rates
At the end of the day, the simple act of shopping around for the best car insurance for new drivers could be your saving grace. You might find that one insurance company will charge you so much less for car insurance for new drivers than others.
Read more about how you can get a fantastic deal on car insurance for someone who is just driving for the first time. It could make a big difference in the price you have to pay for car insurance.
It Is Possible to Find Affordable Car Insurance for New Drivers
New drivers are pretty much always going to have to pay more for car insurance than experienced drivers. But that doesn’t mean that you have to resign yourself to the fact that car insurance for new drivers can’t be affordable.
You can use the tips found here to bring your car insurance costs down, even if you’re a new driver. You can also continue to bring your car insurance costs down by proving to your car insurance company that you can be responsible while you’re out on the road.
Get more tips on getting better deals on car insurance for new drivers by reading our other blog articles.